Real-time foreign exchange rates and flexible markup configuration for ATM withdrawals and payment transactions.
Designed for processors, ATM networks, and switch operators.
Add DCC Revenue — No Changes to Your Existing Processing Flow
DCC Infrastructure for ATM &
Payment Transactions
Statera provides a real-time DCC API for ATM networks and payment processors.
• Real-time FX rates
• BIN-based eligibility
• Flexible markup control
• Seamless integration into existing switches​​
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How a DCC Transaction Works
The selected currency and conversion rate are included in the transaction authorization.
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The ATM or payment terminal sends a transaction request to the processor.
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The processor queries the Statera DCC API to retrieve the applicable FX rate and markup.
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The cardholder is presented with the option to complete the transaction in their home currency.
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The selected currency and conversion rate are included in the transaction authorization.
FX Rate Management
The service aggregates FX rate data from multiple financial data sources and updates exchange rates on an hourly basis.
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This ensures that ATM and payment transactions reflect current market conditions while allowing configurable markup structures.
Security and Reliability
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Secure API communication using HTTPS
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High-availability infrastructure
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Designed for integration with payment processing systems
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Operational monitoring and logging
Key Capabilities
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Real-time foreign exchange rates
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Hourly FX rate updates from multiple financial data sources
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BIN-based card eligibility detection
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Terminal-level and region-level markup configuration
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Flexible currency support
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High-availability API architecture​​
Eligibility & Pricing Control
Eligibility Controls
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Card eligibility based on BIN ranges
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Terminal eligibility rules
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Country or region-based controls
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Markup Configuration
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Default markup configuration
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Group-based markup rules
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Terminal-specific markup overrides
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Currency-specific markup settings
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Simple Integration into Existing Switches
The Statera DCC API integrates seamlessly into existing ATM switches and payment processors.
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​Integration Features
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REST-based API
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No changes to core transaction flow
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Works with ATM and POS environments
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High-availability architecture
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Integration documentation and testing endpoints are available upon request.
Built for Payment Infrastructure Operators
Why Statera DCC
No processor replacement required
Real-time FX control and markup management
Full visibility into DCC performance and revenue
Designed for ATM, POS, and fintech environments
Statera DCC Overview
Get a concise summary of how Statera enables DCC without changing your existing processing flow.
• Architecture overview
• Key capabilities
• Revenue model
• Integration approach